$1,483 Average monthly disabled worker benefit (in 2023) 49% Percentage of eligible workers who claim benefits before reaching full retirement age Source: Social Security Administration, 2022 How Filing Early or Later Affects Benefits Year of birth Full retirement age Retired worker benefit % if claimed at age 62 Retired worker benefit % if claimed at age 70 Spousal benefit % if claimed at age 62* 1943–54 66 75.00% 132.00% 35.00% 1955 66 and 2 months 74.17% 130.67% 34.59% 1956 66 and 4 months 73.33% 129.33% 34.17% 1957 66 and 6 months 72.50% 128.00% 33.75% 1958 66 and 8 months 71.67% 126.67% 33.34% 1959 66 and 10 months 70.83% 125.33% 32.92% 1960 & later 67 70.00% 124.00% 32.50% *The maximum spousal benefit, if claimed at full retirement age, is 50% of the worker’s Primary Insurance Amount.
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