It is estimated that two-thirds of homes in the United States are underinsured by an average of 22%. Source: insurance.com, February 21, 2023 When Hazards Hit Home One common mistake is choosing a homeowners insurance policy based on price alone. In reality, a cheaper policy is sometimes a bare-bones offering that could ultimately leave you exposed to a number of risks or without sufficient coverage to rebuild your home if disaster strikes. That’s why it is important to have a clear understanding of the types of coverage that are included — or specifically excluded — so you can compare policy features and costs on a level basis.
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