401(k), 403(b), or 457 plan Traditional and Roth IRAs (combined limit) Regular annual limit Catch-up contribution for workers age 50 and older Retirement Plan Contribution Limits (2023 tax year) If you are eligible to contribute to an IRA or an employersponsored retirement plan, your annual tax-deductible or pre-tax contributions are capped by federal law. $1,000 $6,500 $22,500 $7,500 $7,500 $30,000
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